Privacy Policy | Desert Sun Funding

Privacy Policy

Desert Sun Funding — Effective: August 22, 2025
Questions? Call (561) 490-8002 or email [email protected].

1. Scope & Overview

This Privacy Policy explains how Desert Sun Funding (“we,” “our,” or “us”) collects, uses, discloses, and safeguards personal information when you interact with our websites, applications, forms, phone support, SMS/MMS messaging, and other services (collectively, the “Services”).

By using the Services, you agree to the practices described in this Policy.

2. Information We Collect

  • Identifiers: name, email, phone number, postal address, IP address, device identifiers.
  • Professional/Commercial Info: business name, industry, revenue ranges, financing needs, application details, records of services requested or obtained.
  • Internet/Network Activity: pages viewed, referring/exit pages, timestamps, clickstream data, approximate location.
  • Communications: recordings or transcripts (where permitted by law), call logs, email/SMS content and metadata.
  • Device & Usage Data: device type, OS, carrier, signal, and performance metrics related to messaging delivery.
  • Sensitive Data: we do not seek sensitive personal information; if you choose to provide it, we will handle it as described here.

3. Sources of Personal Information

  • Directly from you: forms, applications, calls, emails, SMS/MMS.
  • Automatically: cookies, pixels, analytics tools when you use our Services.
  • Third parties: service providers, marketing partners, data enrichment partners, or leads you refer.

4. How We Use Information

  • Provide, operate, and improve the Services and customer support.
  • Process inquiries and applications and communicate about potential financing options.
  • Send transactional, informational, and marketing communications (including SMS/MMS with your consent).
  • Detect, prevent, and respond to security incidents, fraud, or misuse.
  • Comply with legal obligations and enforce our terms and policies.
  • Analyze usage to improve performance, functionality, and user experience.

5. SMS/MMS (Mobile Messaging) Privacy

Message frequency varies. Message and data rates may apply. Reply STOP to cancel; HELP for help. Carriers are not liable for delayed or undelivered messages.

When you opt in to our Mobile Messaging Program, we collect your phone number, opt-in status, message content, delivery reports, and engagement data (e.g., opens, clicks). We use this information to deliver and improve the program, maintain records of consent, and comply with carrier and legal requirements.

You can opt out at any time by replying STOP (or END, CANCEL, UNSUBSCRIBE, QUIT), or by contacting us at (561) 490-8002 or [email protected]. Consent is not a condition of purchase or application.

6. How We Share Information

  • Service Providers: hosting, analytics, messaging platforms, compliance vendors, and customer support tools.
  • Business Partners: lenders or financial partners you ask us to engage or that are relevant to your inquiry.
  • Legal/Compliance: to comply with law, respond to lawful requests, enforce our terms, or protect rights and safety.
  • Corporate Transactions: in connection with a merger, acquisition, financing, or sale of assets.

“Sale” or “Sharing” (CPRA): We do not sell personal information for money. We may engage in online advertising or analytics that could be considered “sharing” under California law; you may opt out of such sharing by contacting us as described below.

7. Cookies, Analytics & Advertising

We and our service providers may use cookies, pixels, and similar technologies to operate the Services, measure performance, and deliver or evaluate advertising. You can control certain cookies through your browser settings. Some features may not function properly without cookies.

8. Data Retention

We retain personal information for as long as necessary to fulfill the purposes outlined in this Policy, comply with legal obligations, resolve disputes, and enforce agreements. Retention periods vary by data type and context.

9. Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect personal information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

10. Your Privacy Rights (CCPA/CPRA & GDPR)

California residents: You may have the right to request access to, correction of, or deletion of your personal information; to opt out of certain “sharing” for cross-context behavioral advertising; and to limit use/disclosure of sensitive personal information. To exercise rights, contact us at (561) 490-8002 or [email protected]. We will verify your request as required by law.

EEA/UK residents: Where GDPR applies, our legal bases may include consent, contract performance, legitimate interests, and legal obligations. You may have rights to access, rectify, erase, restrict or object to processing, and data portability. You may also lodge a complaint with your local supervisory authority.

You may withdraw consent to marketing (including SMS) at any time as described in Section 5.

11. Children’s Privacy

Our Services are not directed to children under 13, and we do not knowingly collect personal information from children under 13. If we learn we have collected such information, we will delete it.

12. International Transfers

If you access the Services from outside the United States, your information may be transferred to, stored, and processed in the United States, where data protection laws may differ from those in your jurisdiction.

13. Changes to This Policy

We may update this Policy from time to time. The updated Policy will be posted with a new effective date. Your continued use of the Services after changes take effect indicates your acceptance.

14. Contact Us

Desert Sun Funding br> Phone: (561) 490-8002
Email: [email protected]

Last updated: August 22, 2025 • This Policy is a general template and does not constitute legal advice.